1-reminisce 追忆，回忆，缅怀

2-live life to the fullest 生活得充实

Reminiscing of a life lived well and to the fullest.

3-pop your bubble 打破美梦

4-hunky dory 极好的，令人满意的

Well, sorry to pop your bubble because in that case, our retirement is not going to be as hunky dory as this image in your head.

5-outlive 比……活得长

6-eventuality （指令人不快的）可能发生的事，可能出现的结果

7-dependant 受赡养者

Without a safe retirement plan in place, you run the risk of outliving your savings and being able to maintain your lifestyle or have enough for your dependants in case of an eventuality.

8-projected 预期的，规划的

Projected expenses: no discussion around retirement planning would be complete without talking inflation.

9-factor in 把……计入，把……考虑进去

Many people forget to factor in the possibility of failing health conditions or medical emergencies in the future.

10-sure shot 万无一失的

11-as per 按照，依据

There is not sure shot way of getting a fixed figure since the interest rate trajectory is unpredictable and keeps fluctuating as per the economy.